What is General Liability insurance?

General Liability insurance is designed to protect your business from lawsuits filed by people not employed by your business (clients, vendors, etc.) for claims of bodily injury and property damage due to negligence.  A good example of this is when a member is injured after they trip and fall over an electrical cord in the gym.  General Liability insurance covers claims arising from allegedly negligent operations, premises, products, completed operations, or advertising.